Lake Forest Clinic

Chiropractic, Physical Therapy & Massage Therapy.
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  • Aetna ppo

    Blue Cross Blue Shield (HMO & PPO)
    Federal

    Trigon
    Anthem
    CareFirst


    Cigna PPO

     

    Auto Insurance Policies


    Worker's Compensation Policies

     

    Medicare & Medicade

     

     


     

    Insurance

    Most insurance plans are accepted at our office.  Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge.

    No Insurance

    For patients who have little or no insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic or physical therapy benefits there is still a way for you to receive the care you need.  Payment plans can be personalized in order to make your care cost-effective and affordable.

     

  • My health insurance acceptable?  If your insurance is BCBS (Carefirst, Anthem, Federal..), yes, both HMO and PPO plans accetable.  Any other PPO plans are all gladly accepted. Some HMO plans ask  you to pay Co-Payments, usually $10, $15 or $20, for each office visit and some PPO plans require you to pay limited amount of deductibles.

 

  • My Automobile insurance is  acceptable? Every motor vehicle accident insurances are accepted here. You don't need an authorization from your insuance agency at all.  As a mater of fact we often see insurance agency gives wrong information to their clients. Just call us to make an appointment  because we will take care of necessary paperworks for you.

 

  • What is PIP?  Automobile accident injury is protected by Personal Injury Protection Plan(PIP) in Maryland. PIP is in your automobile insurance policy, not in the other party's caused the trouble. When there is an accident, sometimes it takes time to find out who's fault it was.  But you may need a medical care immediatly.  So, your initial medical bill is going to be covered by PIP in your insurance , regardless of the cause of accident. And the paid medical bill from the PIP will be recovered later if  it was not your fault when you make the proper step for reimbursement or you have a lawyer.  Anyway, you are protected by the law not being penalized by your insurance company just because of using your own PIP coverage. It will not raise up your insurance premium. It is limited to $2,500,   $5,000,  or $10,000. If you use your PIP, then it will help to lower your medical balance at the end, which  will definately increase your portion of reimbursement at the time of settlement of the case. So, lawyers encourage their clients to use their PIP!

 

  • Worker's Comp: Work related injury is protected 100 % by the law. We will confirm your authorization to your worker's comp insurance to make sure you will get the proper care at this clinic.