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| Aetna ppo
Blue Cross Blue Shield (HMO & PPO)
Federal Trigon
Anthem
CareFirst
Cigna PPO
Auto Insurance Policies
Worker's Compensation Policies
Medicare & Medicade
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InsuranceMost insurance plans are accepted at our office. Since there are so many plans and coverages, it varies. Please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge. No InsuranceFor patients who have little or no insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic or physical therapy benefits, there is still a way for you to receive the care you need. Payment plans can be personalized in order to make your care cost-effective and affordable.
My health insurance acceptable? If your insurance is BCBS (Carefirst, Anthem, Federal..) yes, both HMO and PPO plans acceptable. Any other PPO plans are all gladly accepted as well. Some HMO plans ask you to pay Co-Payments, usually $10, $15 or $20, for each office visit and some PPO plans require you to pay limited amount of deductibles.
My Automobile insurance is acceptable? Every motor vehicle accident insurances are accepted here. You don't need an authorization from your insuance agency at all. As a matter of fact, we often see insurance agency give wrong information to their clients. Just call us to make an appointment and we will take care of all necessary paperwork for you.
What is PIP? Automobile accident injury is protected by Personal Injury Protection Plan(PIP) in Maryland. PIP is in your automobile insurance policy, not in the other party who caused the trouble. When there is an accident, sometimes it takes time to find out who's fault it was. But you may need imediate medical care. So, your initial medical bill is going to be covered by PIP in your insurance, regardless of the cause of accident. The paid medical bill from the PIP will be recovered later if it was not your fault when you make the proper step for reimbursement or if you have a lawyer. Either way, you are protected by the law, not being penalized by your insurance company just because of using your own PIP coverage. It will not raise up your insurance premium. It is limited to $2,500, $5,000, or $10,000. If you use your PIP, then it will help to lower your medical balance at the end, which will definitely increase your portion of reimbursement at the time of settlement of the case. Therefore, all lawyers encourage their clients to use their PIP!
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