Legal Issue
( This opinion is based on common sense and from our clinical experiences. Always consult your lawyer before you make final decision. Lawyers will give you the best legal advices.)
- Do I need a lawyer for my auto accident injury? If you hire a lawyer then you may eperience less headache when dealing with an insurance company's claim expert. You may have to share with your lawyer about 33 % of your recovery whcih is the result of your lawyer's professional work. We see patients represented by lawyers and also see ones without lawyers. We will send the bills to your lawyer if you have one and wait for the balance payment until the final settlement. But we will also help your paperworks if you decide to do the legal work by yourself.
- Who should I contact first, a lawyer or a doctor ? Many lawyers advertise that you need to call their offices if you have a MVA. But when you call their offices they will tell you that you need to see a doctor as soon as possible. So it is not a bad idea if you call a clinic like us first. It also makes more sense when you look for a doctor's help before you look for a lawyer's help. Insurance company will feel moe comfortable with a person who calls doctor first thana lawyer. We, as a personl injury specialized clinic, also know the best local PI lawyers to refer.
- My Insurance company wants to settle my case before I hire a lawyer or even I start the medical care. Lawyers make better deal against insurance negotiators or claim adjusters. And if you prematurely settle your case, then you may have to pay all the future medical bills that may more than you have recieved from insurance company. It will be not too late if you settle it after you finished your thrapy.
- What is the 'PIP'? PIP stands for personal injury protection. It is a separate health insurance in your auto mobile insurance and mandated by Maryland State. Just like your health insurance, you pay the premium and you use it when you get injured by a car accident. There should be no penalty to use it as your health insurance does. PIP is your right to use it. If you don't use it, you loose it. Personal injury lawyers will encourage their clients to use their PIP because thierrecovery will increase with the amount of PIP amount since the medical bill is already paid by PIP.